Insurance and Payment

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No Surprises Act

Starting therapy is already hard enough, you shouldn’t have to worry about how much it will cost. At Inner World Counseling Services, we strive to be honest and transparent about costs of services before you start counseling.

You are entitled to complete understanding. Zero unexpected costs, zero complexity.

Whether you plan to utilize your health insurance or choose to pay privately, our team will thoughtfully guide you through your available options, ensuring you can make informed choices that feel right for your circumstances. While we strive for absolute accuracy, we acknowledge our human element and consistently urge you to verify your own coverage and benefits details—just in case there are any oversights.

Therapy is a significant and worthwhile investment in your future, and providing transparent, clear financial information is a core principle in how we value that commitment.

Insurance and Payment

Inner World Counseling Services accepts the following insurances:

  • Aetna
  • Ambetter
  • Anthem Blue Cross Blue Shield
  • Blue Cross Blue Shield of MN
  • Blue Cross Blue Shield of ND
  • Blue Cross Blue Shield of Massachusetts
  • Cigna
  • Evernorth
  • Medica
  • Quest Behavioral Health
  • Optum
  • Oscar
  • Oxford
  • Sanford Health Plan (North Dakota only)
  • Regence Blue Cross Blue Shield of Utah
  • Unitedhealth care/Optum

Understanding Your Coverage

To determine if our services are included in your plan, we strongly recommend you contact your insurance carrier directly prior to your first session.

Payment Methods

Session fees can be settled using most major credit and debit cards or cash. Your chosen payment method must be securely documented before your scheduled appointment time.

Private Pay & Cancellation Policy

We gladly accept private pay clients and offer a clear, reasonable self-pay rate; please reach out to us directly for the current fee structure. Kindly note there is a fee of $100 assessed for any appointment canceled or rescheduled with less than 48 hours' notice, as well as for no-show appointments.